James is a hard working plumber working around the Minneapolis/Saint Paul metropolitan area that was really hoping to be able to purchase a home due to the latest addition to their family in his son. James and his wife wanted to get out of their 1 bedroom apartment and purchase a home with a yard for their son to grow up in. They were really concerned with their credit scores and didn’t think they would be able to get a mortgage as first time home buyers in Minnesota. They had some money saved for down payment but knew they certainly could not come up with 20% for a down payment. They had heard about down payment assistance so they ended up filling out our form to see what they might be able to get as first time home buyers to purchase their first home in the Minneapolis, Minnesota area. They expected to have to go through years of credit repair to meet the score requirement, however, their application looked better than they had thought. We were able to get James and his wife in touch with a credit repair specialist and they were able to help them get their credit scores above the requirement for the Minnesota first time home buyer down payment assistance within 2 months. James and his wife were homeowners within 6 months of having their first son with the help of the Minnesota down payment assistance program. See what Minnesota first time home buyer programs are available to you today!
